School Retirement Estimator
Plan your school retirement with confidence.
School Retirement Estimator is a fast, focused calculator that helps public school employees see what their pension could look like — and how the Classic 2% at 55 and New 2% at 62 formulas compare for the same career.
Enter three things and you’re done:
- Retirement age (with quarter-year adjustments)
- Service credit (years, including partial years)
- Final monthly compensation
The app instantly returns a monthly and annual benefit estimate for each plan, the benefit factor used, and the percentage of final compensation the formula produces. In Compare mode, you’ll also see the monthly and annual gap between the two plans at your chosen age — useful for anyone deciding when to retire or weighing the trade-offs of working another quarter, year, or two.
WHO IT’S FOR
- California Public school teachers, classified staff, and administrators
- Pre-retirement planners who want a quick “what if” tool
- Anyone curious how their formula changes at each quarter-year birthday
- Members who want a clean, no-login alternative to digging through PDFs
WHAT’S INSIDE
- Side-by-side Compare view for Classic and New plans
- Individual Classic-only or New-only views
- Quarter-year birthday picker (0, 3, 6, 9 months past your birthday)
- Adjustable retirement age stepper from 50 to 67
- Service credit slider plus direct numeric entry
- Final monthly compensation stepper and direct entry
- Benefit factor table for each plan, updated to reflect your current inputs
- Helpful in-app guide explaining how to tell whether you’re a Classic or New member
- Built-in tip jar — completely optional — if you’d like to support development
PRIVACY
The app does not collect, store, or transmit personal information. There are no accounts, no analytics, and no ads. Your inputs stay on your device.
A NOTE ON ACCURACY
This app provides estimates based on publicly available benefit factor tables for public school retirement plans. It is not affiliated with or endorsed by any retirement system. For authoritative figures, always consult your retirement system’s member portal, your Annual Member Statement, or your employer’s personnel office. Prior public retirement membership, reciprocity, breaks in service, and other factors can affect your actual benefit.
Built by a developer who wanted a simple, honest tool for the people who spent their careers in schools. Free to use — tips are appreciated, never required.
